The bottom line
What will I pay for a hip replacement in Clay County?
With Original Medicare only, your 20% coinsurance would be about $1,639.46 at a surgery center instead of $2,018.68 at a hospital — $379.22 less.
With a qualifying Medigap plan, your coinsurance is covered in either setting, and having it done at a recommended surgery center earns a $140 reward from SaveWell.
Compare
Surgery center vs. hospital costs in Clay County
| Setting | Medicare’s cost | You pay, Original Medicare only | You pay, with Medigap |
|---|---|---|---|
| Outpatient surgery center | $8,197.31 | $1,639.46 | $0.00 + $140 reward |
| Hospital outpatient department | $10,093.42 | $2,018.68 | $0.00 |
Estimates based on 2025 Medicare claims for Clay County, MO, as of October 6, 2026. They are not a quote, and your Part B deductible may apply.
Specialists
Find a hip replacement specialist near you
2 SaveWell-network practices (1 specialist) serve Medicare patients in Clay County, MO. SaveWell looks at each specialist’s experience with the procedure, the mix of facilities they use, and their cost track record in your county. Only the higher-value specialists are included in the SaveWell network.
Enter your ZIP code to see their names, addresses, and how far they are from you.
Questions
Frequently asked questions
How much does a hip replacement cost with Medicare in Clay County, MO?
In Clay County, MO, Medicare's estimated 2026 cost for a hip replacement is $8,197.31 at an outpatient surgery center and $10,093.42 at a hospital outpatient department. With Original Medicare only, your 20% coinsurance would be about $1,639.46 at a surgery center instead of $2,018.68 at a hospital — $379.22 less.
Is a surgery center cheaper than a hospital for a hip replacement in Clay County?
Yes. With Original Medicare only, your 20% share is $379.22 lower at a surgery center than at a hospital.
Can I earn a reward with a Medigap plan?
With a qualifying Medigap plan, your coinsurance is covered in either setting, and having it done at a recommended surgery center earns a $140 reward from SaveWell.
Where can I find a hip replacement specialist in Clay County?
2 SaveWell-network practices (1 specialist) serve Medicare patients in Clay County, MO. Enter your ZIP code on this page to see their names, addresses, and distances from you.
How were the specialists chosen?
SaveWell looks at each specialist’s experience with the procedure, the mix of facilities they use, and their cost track record in your county. Only the higher-value specialists are included in the SaveWell network.
Who can use SaveWell?
Free service for Original Medicare members to save money or earn rewards on common procedures. It does not work with Medicare Advantage plans today.
Also in Clay County
Other procedures in Clay County, MO
Rather talk it through?
A SaveWell care guide can find options for you at no cost, Monday–Friday, 9 a.m.–5 p.m. Pacific.
Call 855-507-7283