The bottom line
What will I pay for a knee replacement in McHenry County?
With Original Medicare only, your 20% coinsurance would be about $1,725.24 at a surgery center instead of $2,487.40 at a hospital — $762.16 less.
With a qualifying Medigap plan, your coinsurance is covered in either setting, and having it done at a recommended surgery center earns a $149 reward from SaveWell.
Compare
Surgery center vs. hospital costs in McHenry County
| Setting | Medicare’s cost | You pay, Original Medicare only | You pay, with Medigap |
|---|---|---|---|
| Outpatient surgery center | $8,626.20 | $1,725.24 | $0.00 + $149 reward |
| Hospital outpatient department | $12,436.98 | $2,487.40 | $0.00 |
Estimates based on 2025 Medicare claims for McHenry County, IL, as of October 6, 2026. They are not a quote, and your Part B deductible may apply.
Specialists
Find a knee replacement specialist near you
2 SaveWell-network practices (2 specialists) serve Medicare patients in McHenry County, IL. SaveWell looks at each specialist’s experience with the procedure, the mix of facilities they use, and their cost track record in your county. Only the higher-value specialists are included in the SaveWell network.
Enter your ZIP code to see their names, addresses, and how far they are from you.
Questions
Frequently asked questions
How much does a knee replacement cost with Medicare in McHenry County, IL?
In McHenry County, IL, Medicare's estimated 2026 cost for a knee replacement is $8,626.20 at an outpatient surgery center and $12,436.98 at a hospital outpatient department. With Original Medicare only, your 20% coinsurance would be about $1,725.24 at a surgery center instead of $2,487.40 at a hospital — $762.16 less.
Is a surgery center cheaper than a hospital for a knee replacement in McHenry County?
Yes. With Original Medicare only, your 20% share is $762.16 lower at a surgery center than at a hospital.
Can I earn a reward with a Medigap plan?
With a qualifying Medigap plan, your coinsurance is covered in either setting, and having it done at a recommended surgery center earns a $149 reward from SaveWell.
Where can I find a knee replacement specialist in McHenry County?
2 SaveWell-network practices (2 specialists) serve Medicare patients in McHenry County, IL. Enter your ZIP code on this page to see their names, addresses, and distances from you.
How were the specialists chosen?
SaveWell looks at each specialist’s experience with the procedure, the mix of facilities they use, and their cost track record in your county. Only the higher-value specialists are included in the SaveWell network.
Who can use SaveWell?
Free service for Original Medicare members to save money or earn rewards on common procedures. It does not work with Medicare Advantage plans today.
Also in McHenry County
Other procedures in McHenry County, IL
Rather talk it through?
A SaveWell care guide can find options for you at no cost, Monday–Friday, 9 a.m.–5 p.m. Pacific.
Call 855-507-7283