How SaveWell Works
A simple, automatic way to lower your Medicare Supplement premiums while getting excellent care.
The SaveWell Rewards Program
SaveWell is a free rewards program for Medicare beneficiaries with Medicare Supplement (Medigap) plans. When you choose doctors in the SaveWell network for specialist care, you automatically earn rewards that reduce your monthly premiums.
What You Save
Rewards are automatically applied as annual premium credits to your Medicare Supplement plan. These will show up at the end of the year.
There's no paperwork, no forms to fill out, and nothing you need to do except choose a SaveWell provider when you need care. It's that simple.
Step-by-Step: How It Works
1. You Need Specialist Care
Your primary care doctor recommends you see a specialist, like a cardiologist, dermatologist, or orthopedic surgeon.
2. Search SaveWell Network
Use our website or call us to find high-quality specialists in your area who are part of the SaveWell network. We make it easy to search by specialty and location.
3. Schedule Your Appointment
Contact the provider directly to schedule your appointment, just like you would with any doctor. Your Medicare coverage works exactly the same way.
4. Visit Your Doctor
Go to your appointment and receive the care you need. There's nothing special you need to do or mention, just a normal doctor's visit.
5. Earn Your Reward Automatically
After your visit, we verify it with the provider and your insurance. Your reward is automatically calculated and credited to reduce your Medicare Supplement premium.
6. See Your Savings
SaveWell will send you notices when you've earned a reward. Your premium savings will be applied at the end of the year to your Medicare Supplement (Medigap) premium.
What Services Are Covered?
SaveWell focuses on 10 key medical specialties where Medicare beneficiaries commonly need care:
- Cardiology - Heart and cardiovascular care
- Dermatology - Skin conditions and treatments
- Endocrinology - Diabetes, thyroid, hormone care
- Gastroenterology - Digestive system health
- Hematology & Oncology - Blood disorders and cancer care
- Neurology - Brain and nervous system conditions
- Obstetrics & Gynecology - Women's health
- Orthopedic Surgery - Bones, joints, and muscles
- Rheumatology - Arthritis and autoimmune conditions
- Ambulatory Surgical Centers - Outpatient procedures
What About My Primary Care Doctor?
SaveWell focuses on specialist care only. You can continue seeing your regular primary care doctor. That doesn't change. SaveWell rewards are earned when you visit specialists for these 10 types of care.
Who Qualifies for SaveWell?
SaveWell is currently available to Medicare beneficiaries who:
- Have Medicare Part A and Part B
- Have a Medicare Supplement (Medigap) plan
- Live in an area where SaveWell has network providers
We're rapidly expanding to new areas. If SaveWell isn't available in your location yet, you can join our waitlist and we'll notify you when we expand to your area. Join the waitlist by contacting us.
100% Free to Join
There are absolutely no fees to join SaveWell. No enrollment costs, no monthly charges, and no hidden fees. The program is completely free for Medicare beneficiaries.
How We Select Our Providers
Quality matters. We carefully select every doctor in the SaveWell network based on:
- Clinical Quality Measures - Evidence-based standards of care
- Patient Outcomes - Track record of successful treatment
- Patient Satisfaction - Positive reviews and feedback
- Board Certification - Current credentials and specialization
Every provider in our network is committed to delivering high-quality, patient-centered care.
Frequently Asked Questions
How much can I save with SaveWell?
Savings vary based on the type of care you receive and how often you visit SaveWell providers. Your rewards are automatically credited to reduce your Medicare Supplement premiums, and there's no limit to how much you can earn.
Do I need to do anything special at my appointment?
No! Just visit your SaveWell provider like you would any other doctor. Everything happens automatically behind the scenes. Your Medicare coverage works exactly the same way.
How long does it take to receive my rewards?
Most rewards are processed and credited within 2 weeks to 2 months after your visit. The timing depends on when we receive confirmation from your provider and insurance company.
Can I still see doctors outside the SaveWell network?
Absolutely! SaveWell is completely optional. You can see any Medicare-accepting provider you choose. You simply earn rewards when you choose SaveWell network providers.
What if SaveWell is not available in my area?
Join our waitlist! We're expanding to new areas regularly. When SaveWell becomes available in your location, we'll notify you by email so you can start earning rewards.
Is there any paperwork or forms to fill out?
No paperwork needed! Once you're enrolled in SaveWell, everything is automatic. We verify your visits with providers and your insurance, calculate your rewards, and apply the credits to your premiums all without any action required from you.
Ready to Start Earning Rewards?
Search SaveWell providers in your area and start saving today.
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